Re: Digest Number 249

If you can afford the house payments you can file a
Chapter 13 after your Chapter 7 discharge and pay the
mortgage arrearage over 3 to 5 years. Better than
trying to pay the arrearage over 6 months.

++++++++++++++++++++++++++++++++++++++++++++++++++++++
We waited to file until
November 3rd because we were hoping to work out some
sort of deal with
our mortgage company to save our house but they
refused to work with us
(Citimortgage SUCKS!) (Sorry, a little immature of me
but that felt
good!) So we filed on 11/3, the 341 is tomorrow and
all our debt should
be discharged around February 12th.



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Michael S. Marr
210 North Clayton Street
Lawrenceville, GA 30045
770-682-5082 FAX 770-682-1379
msmarr@juno.com