new too, question also

Hi
Just joined up. I was wondering if anyone knew if it is possible to "turn i
n" or give up a car and how one would go about doing that. I know a car can
be reprocessed, but we are not behind in the payments, we just owe more th
an it is worth, and the payments are high and we have two other cars that w
e use. My husband is semi retired, and in awhile may retire completely, and
paying that payment would be almost impossible since we will have to pay f
or health insurance premiums. I just hate to see my husband continue to wor
k, when he could retire, because of these darn car payments on a car we don
't even care for.
Thanks! Karen B