Re: are you better or worse

I was once in debt 8000.00, but paid it off by hard work and absolutely n=
o=20
benefits and no entertainment money for myself. But I did it again!!!! I'=
m=20
now over 8000.00 in debt again!!! I'm addicted to spending money if i'm=20
giving a credit card or any money whatsoever. Now I have no job though so=
I=20
have no choice but to claim bankruptcy because I have no way of paying it=
=20
off. You may say get a job, but I'm pregnant now and can't hold down a jo=
b=20
because most jobs I do require me to stand up, but I keep fainting when I=
=20
stand for a long period of time. Good news is the military will pay for m=
y=20
baby bills because my husband is in the military. He makes just enough to=
=20
handle his own bills. And so only I will claim bankruptcy just incase we =
do=20
need the credit for a house or something in the future he will have good=20
credit......how long does it really take for bankruptcy to clear on your=20
credit?


>From: "Bobbie Bachman"
>Reply-To:
>To:
>Subject: RE: are you better or worse
>Date: Thu, 11 Dec 2003 20:53:39 -0500
>
>Well that is a loaded question I must say I am MUCH better off because o=
f
>Chapter 13, I can prove that my creditors will not validate the debts. =
I=20
>am
>saving my home and hopefully my car (I don't know that one yet I go on
>Thursday of next week to find that out. I was or am presently 182,000.0=
0=20
>in
>debt including my home and car. I am only getting 320.00 a month for ch=
ild
>support since my work injury so I would have to say AMEN I am doing bett=
er.
>Credit Cards are no good Credit is no good you can never get out from un=
der
>it. I will not use credit for anything else every again. I lost my who=
le
>retirement due to trying to keep the hounds off. Bobbie
>
>
>
>God Bless
>
>