Re: 341 tomorrow and I can''t wait!

Date: Thursday, December 11, 2003
Time: 9:13:17 pm

A 341 is the meeting you have with the trustee and the creditors (althoug
h Sears is the only creditor that usually shows up). You meet with the t
rustee, they make sure everything is okay with the bankruptcy, that you'v
e met all the requirements, understand all the details and then they usua
lly grant a discharge in about 60 days. January is when my husband was l
aid off and this whole mess started. He found a job in July but it pays
less than half his previous salary. We waited to file until November 3rd
because we were hoping to work out some sort of deal with our mortgage c
ompany to save our house but they refused to work with us (Citimortgage S
UCKS!) (Sorry, a little immature of me but that felt good!) So we filed
on 11/3, the 341 is tomorrow and all our debt should be discharged aroun
d February 12th.

P.

Nina Melino wrote:
what exactly is a 341? you filed for bankruptcy in january and it is stil
l
going on??

Nina


>From: Paula
>Reply-To:
>To: Bankruptcy Talk
>Subject: 341 tomorrow and I can't wait!
>Date: Thu, 11 Dec 2003 11:51:28 -0800 (PST)
>
>Finally I feel like we're making some progress and getting out of this h
ole
>we've been stuck in since January! Hopefully 2004 will be a much better
>year for all of us. The only thing I'm worried about is that we have to
>take our four year old with us...all our friends work and can't watch hi
m
>and we have no family nearby. I think he'll be okay though as long as I
>bring some books and small quiet toys for him to play with. Maybe the
>trustee will have pity on us and let us go first!
>
>
>P.
>
>
>"When you get into a tight place and everything goes against you, till i
t
>seems as though you could not hang on a minute longer, never give up the
n,
>for that is just the place and time that the tide will turn." Harriet
>Beecher Stowe
>
>



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