Re: lost

Hi,
Welcome to the group!
"Can a married woman file for bankruptcy, without damaging her
husband?"

Yes, as long as he's not a co-signer on the accounts, you can file and it won't have any affect on him. If you file and you do have joint accounts, the creditors will turn around and go after him for payment.

You need to check with an attorney about the inheritance issue. I know that if you receive an inheritance within a certain amount of time of a bankruptcy, they can seize your inheritance to pay off the creditors.

A lot of us can relate to the job issue. My husband lost his job as a product engineer in January. He's now working as a shipping and receiving supervisor for less than half of his previous pay.

If I were you, I would see a few different attorneys and get a free consultation. See what they recommend. If you are sure about the inheritance, you may be able to just stop paying on the credit card debt and then settle with the creditors later when you get your inheritance. Or check on the time line for inheritances...you may be able to file now to discharge all the debt, then be able to keep the entire inheritance if enough time has passed. Don't mention the inheritance to your creditors, of course, but see what an attorney or two has to say. Here's a website Petra put together that can also answer more of your questions.









P.


"When you get into a tight place and everything goes against you, till it seems as though you could not hang on a minute longer, never give up then, for that is just the place and time that the tide will turn." Harriet Beecher Stowe