lost

I have just never considered bankruptcy, so I just have no idea about
anything.

Can a married woman file for bankruptcy, without damaging her
husband? We plan on getting divorced (after 10 and a half years of
marriage) when we can both afford to live independently and I don't
know how long that will take. I had a decent job then had a nervous
breakdown and had to live on my long term disability check which was
60% of my previous income for 2 years. My husband had lost his job
shortly before that and decided to go back and finish college. So
for a while we were living on credit cards, using them to pay the
house, car, Cobra insurance, etc. He has since gotten a decent job
but it is not utilizing the degree he earned last Dec. We were
managing paying the minimum dues and did not get behind on any
bills. Now my disability check ended last month. I started working
part time in June but cant seem to get a full time job making as much
money as my disability check was. The company I've been temping for
just hired me on as a regular employee, but my big raise puts me at
$8.15 an hour and they will only let me work 20 hours a week.
Tomorrow I'm going to apply at some kind of restaurant thinking I can
get on real fast and work around my other part time job. I just see
that I'm no longer going to be able to pay my minimum dues. We are
in about $60,000 credit card debt. I've been expecting an
inheritance of about $100,000 since my Grandmother died 2 and a half
years ago, but it looks like it isn't going to be settled at least
for another year which is quite unbelievable to me and really pisses
me off. If I could just pay off the credit card debt, I could live
fine off these stupid minimum wage jobs! It's pretty sad going from
a $16.23 an hour job 2 years ago, to half that now! I'm not mentally
together enough to go back to a professional social work job like I
had. I planned on being back to normal by now but it didn't happen.

I just don't know what to do. I've started calling my creditors
finding out if my husband is responsible if something were to happen
to me.

I'm the one that charged up all these cards, not buying anything
extravagant or anything, just whatever food we wanted, and paying
bills and insurance and stuff. Now most cards are at the limits, so
I won't be able to buy food with them or pay for my meds.

I tried calling my local legal aid to get some idea what to do, but
with my hubby's income I am over the income guidelines to get free
help. I don't think my hubby has extra money to take on the bills
I've been paying and I'm afraid to ask him. He's already pissed off
that I'm taking the part time job at the call center, thinking I can
get a job using my degree. He just doesn't understand depression,
PTSD, and how hard it is for me to get through day to day especially
now that I can't afford my copays for my 4 medications.

What can I do???

S.C.