(unknown)

Hi all;

Its been awhile since I have posted but the direction I am heading
still seems to be bankruptcy. I have a 1700 dollar inheritance that
my aunt saved for me. It appears I will be buying an older vehicle,
since my car will be repossessed when/if I file. I found a 84 BMW in
GREAT condition today that was in my price range. I really hope it is
still for sale in a week and I will probably buy it.

I organized all of my bills. And just need to add up total debts etc,
for when I meet with a lawyer/paralegal. Im trying to make some
positive money management changes. Ive started opening all mail that
arrives. On the same day. Even though I dont want to.

Im going to be making some changes to how I spend my money as the
reason I got into this situation is not purely from my lack of job. I
am in this situation because I eat out drinks/food far to much.
Probably will start buying those reloadable Starbucks cards. Will
allow myself to get 2 drinks there per week, or something like that.
Im tired of spending so much money on fast food/drinks. I also
purchased a lot of things I didnt need. Who hasnt? I have started a
list of things I want. Its so I dont forget what I want, and also
serves as a way to remind me of something I thought I needed/wanted
but dont. Very often I will take items off the list because I didnt
really want them. Its a good tool.

I want to learn to save. Hopefully the whole bankruptcy thing will
help me learn/teach this. But I am scared I wont learn my lesson.

I dont want to repeat this again!

Thanks for letting me share,
Erin