Possibly filing bankruptcy...

Hello all;

I am new here. I have been unemployed about 8 months out of the last
year and financially its finally taking a toll. I dont have
unemployment and am months behind on credit card payments. I have
been contemplating Chapter 7 bankruptcy the last 2 months. Today I
purchased a book about if I should file bankruptcy & how to go about
filing out the forms.

I am scared because I would lose my car, and dont know how I will get
a job if I dont have a car, etc.

Lots of thoughts going through my mind. Any advice, help and
suggestions would be greatly appreciated.

Erin