Re: Life after CH 13

Stephen Snyder- Credit After Bankruptcy?

P.

JHSAL1968@aol.com wrote:
In a message dated 8/18/2003 3:02:10 PM Eastern Daylight Time, jgl4biga writes:


ANY INPUT WOULD BE APPRECIATED.

I am not very experienced with all of this either as we have just started the ball rolling on a chapter 7 BK. My husband has a pretty good paying job now but the creditors will not back off and wait or make any kind of affordable payment options for us. We had our first meeting with an attorney last week. My husband said to her "I am 55 years of age so please do not sugar coat anything for me. Will I ever get my credit back?" She told us that filing bankruptcy actually does raise your credit scores. She also said that within months of our discharge we will most likely get tons of pre-approved credit card offers. She told us to use our heads wisely and read everything before deciding to take any of these or which one to take. Showing how well you manage your new or existing credit afterwards has alot to do with getting your credit back. There is also a very good book out that helps with this. The title and author are not coming to me now but I'm sure someone will post it f!
or you.
It is in several past postings also. I am going out to purchase this book this weekend right after we send our payment to the attorney. And stay reading this forum. You will learn so much and actually start feeling better about yourself. Hope this helps a little.
S.Anne