Life after CH 13

WE ARE ABOUT TO FILE CH13. WE LEASE A HOUSE FOR NOW AND OUTRIGHT OWN
OUR 2 CARS(OLD,USED).THE BANK FORECLOUSED ON OUR HOME 2 MONTHS AGO.I
AM A DOCTOR(MAKING 360K A YEAR)WITH HUGE DEBTS FOLLOWING OUT OF
CONTROL SPENDING,SERIOUS MEDICARE CUTBACKS(I USED TO MAKE TWICE AS
MUCH)AND INCREASES IN MALPRACTICE INSURANCE PREMIUMS.MY QUESTION IS
WHAT IS LIFE LIKE IN THE MIDST OF CH13;ALSO I KEEP TELLING MY WIFE
THAT THERE IS NO WAY TO GET ANY KIND OF HOUSE FOR A VERY VERY VERY
LONG TIME.OBVIOUSLY THIS IS ALL VERY STRESSFUL AND HARD ON OUR
MARRIAGE AND FAMILY LIFE.I FEEL LIKE S%#T ABOUT MYSELF(HOW COULD
SOMEONE WITH THE OPPURTUNITIES I HAD SCREW UP SO BADLY),SO DONT THINK
I AM TAKING ANY OF THIS LIGHTLY. ANY INPUT WOULD BE APPRECIATED.